Insurance & Life Protection

Critical illness cover

Cover for illness and injury that prevents you from working

If you are diagnosed with an illness or suffer a serious or life-changing injury, critical illness cover pays you a tax-free lump sum of money.

Because of advances in medicine, you are more likely than ever to survive a critical illness. However, you may be unable to work for a while, or ever again. This can put a huge strain on your family and make it hard to keep up with your payments.

At blue crocodile, we get to know you, so we can find the perfect cover for you and your personal situation. Our experienced financial advisors will find you a policy at a level of price and cover that makes you feel comfortable.

Critical illness cover is important for you if:

You wouldn’t be able to live off your savings if you fell ill or became disabled.

Your employer won’t cover you for long periods off work due to illness.

Critical illness cover helps you pay for your things like your mortgage, rent and any debts. It’s also very useful for helping you pay for alterations to your home that you might need, like wheelchair access ramps and medical equipment.

Examples of critical illness include:

Strokes

Heart attacks

Certain types and stages of cancer

Conditions such as multiple sclerosis

Most policies also consider permanent disabilities as a result of injury or illness

Home Insurance

Get Buildings and Contents Insurance to give you peace of mind when you may most need it. We will find you the right policy to protect your private residence and any structures attached to it, including permanent fixtures in your home, such as plumbing, wiring, kitchen and bathroom fittings. You will need cover against events such as: fire, flood and storm damage, subsidence and theft and vandalism.

Combined or separate contents insurance covers your household goods and personal belongings in your home and attached structure. You can select levels of cover and we can find policies to cover all type of belongings such as your jewellery, televisions, and computers within your home.

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